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Closing
Borrowing “It Gets Better”
There is a campaign that I’ve seen unfold over the past couple of years to help children manage sadness and despair, something I first became familiar with when I saw the video of a small municipal council meeting where a local legislator used an opportunity at a public event to tell a very personal story. … Continue reading
A Loan That Works?
Yes. The Streamline FHA203(k) just may be the loan product that works for you. In modern-day residential real estate sales, we’ve become familiar with all kinds of terms we hadn’t before: short sale, REO, foreclosure and so on. The same is not as true on the lending side of the transaction. There are many terms that folks still … Continue reading
List High or List Low?
That list price won’t work. I know it, likely the agents who listed those properties know it, and the sellers should know it. So why are those listings overpriced? It’s a calculated decision. And most often, it’s a bad one. When preparing to list a property most folks will say to their agents something along the lines of: … Continue reading
Underwriting Overreaching?
It seems that way sometimes. I’ve had several deals this year get crippled to near paralysis as a result of some withering underwriting. If the transactions limped along to conclusion, and some did not, it wasn’t after some significant bruising. Many involved in these transactions have been bemoaning the insertion of the underwriter into the … Continue reading
Have We Bottomed Out Yet?
Who knows? Sorry – just went with my gut there. I do have a more nuanced answer, but the honest one is that – no one knows. If you follow the news you’re probably dizzy with all the contradition, numbers parsing and incongruent trajectory comparisons. Forget all that. Saying that some numbers are up in … Continue reading
What Does A Title Company Do?
Did you even know to ask that question? Most people don’t. I sure didn’t when I bought my house. I was primarily concerned with what color I was going to paint the kitchen and how I was going to fit all my shoes into that little closet. Many of us believe the deed to a … Continue reading
How Much Does An Interest Rate Matter?
Some things only matter because they matter to you. “I have to have one bedroom on the main floor,” is an example of a matters-to-you requirement. But when you’re shopping for a loan product, and that’s what it is – a product – the interest rate is a universally important feature. The problem is that … Continue reading
Current Mortgage Rates
Feeling Pretty Good About This One!
Anthony Rodriguez 773.457.2043
www.CarmenandTony.com 